Family individual dental plan insurance
Dental health remains and should remain the top priority of every individual in a family. Our eating habits do affect our dental health to a great extent. What are the best options for an individual in any family? Dental plan or insurance, which one suits better? Let’s see if family individual dental plan insurance is best for your family.
To family, individual dental plan insurance is the mandatory first step before visiting a dentist. When you opt for dental insurance, you pay monthly premiums, deductible and co-pay/ co-insurance and the insurance company pays the dentist directly for the remainder of the charges. With AmeriPlan®’s family individual dental plan insurance, you pay a reduced fee directly to the dentist at the time of receiving dental treatment. The family dental plan, unlike insurance is a discount card that does not pay any money to the provider. You pay a monthly membership for the discount program in exchange for the discounted fee of participating dentists with the family individual dental plan insurance. The biggest advantage with this plan is that there is absolutely no waiting time and you can see a dentist almost immediately whereas in many of the dental insurance plans you may have to wait a good 6 months to make the first visit.
Compare AmeriPlan® to Dental Plan Insurance
Let’s see a live example of two families of four members each where one family has subscribed to the AmeriPlan® family individual dental plan and an insurance plan by the other family. The AmeriPlan® subscriber pays $238 for one year and the dental insurance family pays $1200 for one year. Each of the family visits a dentist twice a year for a routine check-up. The AmeriPlan® family has to pay $320 as fees and after discounts pays $144, only while the dental insurance subscriber family pays $160 for the first visit, which is in the first 6 months of the plan, the insurance company does not include this, and of course, the insurance company reimburses the second visit fee of $160. Finally if we consider the plan amount into consideration the AmeriPlan® family individual dental plan insurance subscriber pays $144+$238= $382 a year and the other family of dental insurance subscriber pays $160+$1200 = $1360 for the routine check up. The family with AmeriPlan® family individual dental plan insurance saves roughly $978 a year. So, what are you waiting for?
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